Account Features
Up to 3% APY interest on balance up to $10,0001
Avoid $10 monthly service charge when you spend a minimum of $100 with signature-based debit card transactions per month
No minimum balance required
$5 monthly paper statement fee if not enrolled in eStatements
Up to 5 no-fee transactions at other bank ATMs per calendar month2
An instant-issue debit card (available at select locations) with mobile pay capabilities that you can start using immediately
Free basic checks and unlimited check writing
Rate Tiers
Balance Level | Monthly Signature-Based Debit Card Transaction Volume | Annual Percentage Yield |
---|---|---|
$0 - $10,000 | $0.00 - $99.99 | 0.01% |
$100.00 - $499.99 | 0.25% |
|
$500.00 - $999.99 | 1.00% |
|
$1,000.00 - $1,499.99 | 1.00% |
|
$1,500.00 and over | 3.00% |
|
Over $10,000 | 0.01% |
Digital Banking Solutions
- View your accounts, transfer funds, pay bills and more with online banking and our mobile app
- Use your debit card with Apple Pay®, Samsung Pay, or Google Pay
- Receive email or text alerts in need-to-know moments
- Send and receive money with Zelle®
- See all your finances in one simple dashboard
- Deposit checks wherever you are with our mobile app
- Transfer funds to your accounts at other institutions3
- Get your statements faster with eStatements
1 Rate effective 10/26/2020, subject to change without notice. Fees may reduce earnings on the account.
2 United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month.
3 Subject to approval.